Simple 3-Step Process

How FinSplain Works

From upload to insight in under 30 seconds. No sign-up required to try it out.

PDFCSVExcelJPEG / PNGBank StatementCredit Card BillInvestment ReportLoan Agreement
Bank-level encryption on every upload
STEP 01

Upload Your Document

Drag and drop any financial document — bank statements, credit card bills, investment reports, or loan agreements. We support any format.

  • Any format — PDF, CSV, Excel, or images
  • Encrypted in transit and at rest
  • Deleted from servers after processing
finsplain.net/upload

Analyzing Sample_Bank_Statement_2024.pdf

Uploading documentDone
Extracting transactionsWorking...
Generating insights
STEP 02

AI Scans Every Line

Our engine reads your document the same way a financial expert would — line by line, categorizing every transaction and flagging what matters.

  • OCR extracts text from any document format
  • AI categorizes every transaction automatically
  • Pattern analysis across time periods
$147.50
in hidden fees found
6 active
subscriptions identified
2 flagged
unusual transactions
$89.99
in potential savings
STEP 03

Receive Clear Insights

Get a jargon-free summary with actionable findings — hidden fees, subscriptions, unusual activity, and savings potential — all in one place.

  • Hidden fees surfaced and explained
  • All subscriptions in one view
  • Unusual activity flagged for review
Interactive Demo

See it in action

Watch the complete analysis process with a real sample document — no sign-up needed.

finsplain.net/upload

Drop your file here

PDF, CSV, Excel, or image

Your financial documents, analyzed instantly

What We Analyze

Hidden Fees

We scan every line for maintenance fees, ATM charges, wire transfer costs, and other fees that banks bury in the fine print.

Active Subscriptions

Identify every recurring charge — from streaming services to gym memberships — so you know exactly where your money goes each month.

Spending Patterns

Understand your spending habits with clear breakdowns by category, time period, and trend analysis compared to previous periods.

Unusual Activity

Flag duplicate charges, unrecognized transactions, and anomalies that could indicate errors or unauthorized access.

Ready to try it?

Sign up in seconds and upload your first document. No credit card required.