AI-Powered Financial Analysis

Understand your finances, without the jargon

Upload any financial document and get clear, actionable insights about fees, subscriptions, spending patterns, and unusual activity — in seconds.

  • No credit card required — free to start
  • Results in under 30 seconds
  • Works with PDFs and images
  • Bank-level encryption on every upload
  • Delete your data anytime

10,000+ documents analyzed · $2.4M in hidden fees uncovered

Upload a financial document

PDFs or photos of bank statements, credit card statements, or pay stubs.

You'll need to create a free account to upload

Processed securely
Deletable anytime
Never sold

How It Works

Three simple steps to transform your financial documents into clear, actionable insights. No finance degree required.

STEP 01

Upload Document

Drag and drop any financial document — bank statements, credit card bills, or pay stubs.

STEP 02

AI Analysis

Our engine scans every line, identifying fees, subscriptions, patterns, and anomalies.

STEP 03

Get Insights

Receive a clear, jargon-free breakdown with actionable recommendations to save money.

finsplain.net/upload

Drop your file here

PDF, CSV, Excel, or image

Your financial documents, analyzed instantly

Financial clarity, visualized

FinSplain turns pages of transactions into a clean summary you can actually act on — in under 30 seconds.

Hidden Fee Detection

Every maintenance charge, ATM fee, and transfer cost — surfaced automatically so nothing slips past you.

Subscription Tracking

All recurring charges in one view. Spot forgotten trials and unused services before the next billing cycle.

Spending Patterns

Category breakdowns and month-over-month trends — without reading a single line of raw transaction data.

Anomaly Alerts

Duplicate charges and unrecognized transactions are flagged before they turn into bigger problems.

Sample_Bank_Statement_2024.pdf

Analysis complete

Complete

Fees found

$147.50

Subscriptions

6 active

Unusual activity

2 flagged

Savings identified

$89.99

Top insights

Monthly maintenance fee · $14.99

Adobe Creative Cloud · $54.99/mo

Grocery spending below area average

Duplicate charge from online retailer · $79.99

Your Privacy, Our Priority

We built FinSplain with privacy as a foundational principle, not an afterthought.

End-to-End Encryption

Your documents are encrypted in transit and at rest using AES-256 encryption. We never store raw document data.

No Data Selling

We will never sell, share, or monetize your financial data. Your information is yours alone.

Auto-Delete Option

Set documents to auto-delete after analysis, or keep them for future reference. You control the retention.

Secure Infrastructure

We run on hardened cloud infrastructure with access logging, intrusion detection, and regular security reviews.

Minimal Data Collection

We only collect what's needed to analyze your documents. No tracking, no profiling, no unnecessary data.

Open Security Policy

Our security practices are transparent and documented. We believe trust is built through openness.

Simple Pricing

Pay for what you use

Each credit analyzes one document — no surprise bills, no hidden limits. Unused credits reset monthly.

Starter

Perfect for occasional use — try FinSplain at no cost.

5 credits / mo
Free

Max pages

5

History

30 days

Get Started Free
  • 5 document credits / month
  • Up to 5 pages per document
  • Full AI insights dashboard
  • Spending breakdown & charts
  • Fee & subscription detection
  • 30-day document history
Most Popular

Pro

For individuals who review finances regularly.

30 credits / mo
$9.99/mo

Or billed annually

Max pages

10

History

90 days

Start Pro
  • 30 document credits / month
  • Up to 10 pages per document
  • Full AI insights dashboard
  • Spending breakdown & charts
  • Fee & subscription detection
  • 90-day document history
  • PDF & CSV export
  • Priority processing

Business

For power users, freelancers, and small teams.

100 credits / mo
$24.99/mo

Or billed annually

Max pages

10

History

1 year

Start Business
  • 100 document credits / month
  • Up to 10 pages per document
  • Full AI insights dashboard
  • Spending breakdown & charts
  • Fee & subscription detection
  • 1-year document history
  • PDF & CSV export
  • Priority processing
  • Bulk upload (5 docs at once)
  • Email alerts for fees & anomalies
  • Dedicated support

All plans include end-to-end encryption and our full privacy commitment. Learn more

Ready to understand your finances?

Join thousands of people who have already uncovered hidden fees and taken control of their spending.